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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Zimbabwe

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Zimbabwe. Instant, score-based loans repaid from your Zuma Pay wallet.Loans ZWG 100 – 20,160 · default rate 0.00%View products
Microfinance

Harare Microfinance

Harare · ★ 4.9 · 387 loans · 3 products · ✅ verified Licensed microfinance lender in Harare — business, asset and salary-advance loans with fast decisions. Sample...Loans ZWG 100 – 201,550 · default rate 0.00%View products
SACCO

Harare Community SACCO

Harare · ★ 4.1 · 231 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Harare. Affordable rates for members and salaried borrowe...Loans ZWG 100 – 40,310 · default rate 0.00%View products
Microfinance

Bulawayo Microfinance

Bulawayo · ★ 4.3 · 168 loans · 3 products · ✅ verified Licensed microfinance lender in Bulawayo — business, asset and salary-advance loans with fast decisions. Sampl...Loans ZWG 100 – 201,550 · default rate 0.00%View products
SACCO

Bulawayo Community SACCO

Bulawayo · ★ 4.2 · 212 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Bulawayo. Affordable rates for members and salaried borro...Loans ZWG 100 – 40,310 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).