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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Ghana

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Ghana. Instant, score-based loans repaid from your Zuma Pay wallet.Loans GHS 60 – 12,020 · default rate 0.00%View products
SACCO

Accra Community SACCO

Accra · ★ 4.3 · 109 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Accra. Affordable rates for members and salaried borrower...Loans GHS 60 – 24,030 · default rate 0.00%View products
Microfinance

Accra Microfinance

Accra · ★ 4.0 · 124 loans · 3 products · ✅ verified Licensed microfinance lender in Accra — business, asset and salary-advance loans with fast decisions. Sample l...Loans GHS 60 – 120,160 · default rate 0.00%View products
Microfinance

Takoradi Microfinance

Takoradi · ★ 4.7 · 29 loans · 3 products · ✅ verified Licensed microfinance lender in Takoradi — business, asset and salary-advance loans with fast decisions. Sampl...Loans GHS 60 – 120,160 · default rate 0.00%View products
SACCO

Takoradi Community SACCO

Takoradi · ★ 4.6 · 327 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Takoradi. Affordable rates for members and salaried borro...Loans GHS 60 – 24,030 · default rate 0.00%View products
Microfinance

Kumasi Microfinance

Kumasi · ★ 4.5 · 227 loans · 3 products · ✅ verified Licensed microfinance lender in Kumasi — business, asset and salary-advance loans with fast decisions. Sample...Loans GHS 60 – 120,160 · default rate 0.00%View products
Microfinance

Tamale Microfinance

Tamale · ★ 4.3 · 389 loans · 3 products · ✅ verified Licensed microfinance lender in Tamale — business, asset and salary-advance loans with fast decisions. Sample...Loans GHS 60 – 120,160 · default rate 0.00%View products
SACCO

Kumasi Community SACCO

Kumasi · ★ 4.1 · 340 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Kumasi. Affordable rates for members and salaried borrowe...Loans GHS 60 – 24,030 · default rate 0.00%View products
SACCO

Tamale Community SACCO

Tamale · ★ 4.0 · 317 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Tamale. Affordable rates for members and salaried borrowe...Loans GHS 60 – 24,030 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).