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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Tanzania

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Tanzania. Instant, score-based loans repaid from your Zuma Pay wallet.Loans TZS 10,080 – 2,015,500 · default rate 0.00%View products
SACCO

Dodoma Community SACCO

Dodoma · ★ 4.3 · 110 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Dodoma. Affordable rates for members and salaried borrowe...Loans TZS 10,080 – 4,031,010 · default rate 0.00%View products
Microfinance

Dodoma Microfinance

Dodoma · ★ 4.3 · 290 loans · 3 products · ✅ verified Licensed microfinance lender in Dodoma — business, asset and salary-advance loans with fast decisions. Sample...Loans TZS 10,080 – 20,155,040 · default rate 0.00%View products
SACCO

Dar es Salaam Community SACCO

Dar es Salaam · ★ 4.9 · 52 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Dar es Salaam. Affordable rates for members and salaried...Loans TZS 10,080 – 4,031,010 · default rate 0.00%View products
Microfinance

Mwanza Microfinance

Mwanza · ★ 4.8 · 227 loans · 3 products · ✅ verified Licensed microfinance lender in Mwanza — business, asset and salary-advance loans with fast decisions. Sample...Loans TZS 10,080 – 20,155,040 · default rate 0.00%View products
SACCO

Arusha Community SACCO

Arusha · ★ 4.7 · 229 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Arusha. Affordable rates for members and salaried borrowe...Loans TZS 10,080 – 4,031,010 · default rate 0.00%View products
Microfinance

Zanzibar City Microfinance

Zanzibar City · ★ 4.7 · 350 loans · 3 products · ✅ verified Licensed microfinance lender in Zanzibar City — business, asset and salary-advance loans with fast decisions....Loans TZS 10,080 – 20,155,040 · default rate 0.00%View products
Microfinance

Mbeya Microfinance

Mbeya · ★ 4.7 · 350 loans · 3 products · ✅ verified Licensed microfinance lender in Mbeya — business, asset and salary-advance loans with fast decisions. Sample l...Loans TZS 10,080 – 20,155,040 · default rate 0.00%View products
Microfinance

Dar es Salaam Microfinance

Dar es Salaam · ★ 4.6 · 241 loans · 3 products · ✅ verified Licensed microfinance lender in Dar es Salaam — business, asset and salary-advance loans with fast decisions....Loans TZS 10,080 – 20,155,040 · default rate 0.00%View products
Microfinance

Arusha Microfinance

Arusha · ★ 4.4 · 150 loans · 3 products · ✅ verified Licensed microfinance lender in Arusha — business, asset and salary-advance loans with fast decisions. Sample...Loans TZS 10,080 – 20,155,040 · default rate 0.00%View products
SACCO

Zanzibar City Community SACCO

Zanzibar City · ★ 4.4 · 160 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Zanzibar City. Affordable rates for members and salaried...Loans TZS 10,080 – 4,031,010 · default rate 0.00%View products
SACCO

Mbeya Community SACCO

Mbeya · ★ 4.4 · 315 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Mbeya. Affordable rates for members and salaried borrower...Loans TZS 10,080 – 4,031,010 · default rate 0.00%View products
SACCO

Mwanza Community SACCO

Mwanza · ★ 3.9 · 156 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Mwanza. Affordable rates for members and salaried borrowe...Loans TZS 10,080 – 4,031,010 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).