Zuma is live in: All markets →

🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

Zuma Escrow

Zuma Escrow Burkina Faso

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Burkina Faso. Instant, score-based loans repaid from your Zuma Pay wallet.Loans XOF 2,340 – 468,990 · default rate 0.00%View products
Microfinance

Ouagadougou Microfinance

Ouagadougou · ★ 4.4 · 207 loans · 3 products · ✅ verified Licensed microfinance lender in Ouagadougou — business, asset and salary-advance loans with fast decisions. Sa...Loans XOF 2,340 – 4,689,920 · default rate 0.00%View products
SACCO

Ouagadougou Community SACCO

Ouagadougou · ★ 4.1 · 222 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Ouagadougou. Affordable rates for members and salaried bo...Loans XOF 2,340 – 937,980 · default rate 0.00%View products
SACCO

Bobo-Dioulasso Community SACCO

Bobo-Dioulasso · ★ 4.7 · 218 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Bobo-Dioulasso. Affordable rates for members and salaried...Loans XOF 2,340 – 937,980 · default rate 0.00%View products
Microfinance

Bobo-Dioulasso Microfinance

Bobo-Dioulasso · ★ 4.0 · 192 loans · 3 products · ✅ verified Licensed microfinance lender in Bobo-Dioulasso — business, asset and salary-advance loans with fast decisions....Loans XOF 2,340 – 4,689,920 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).