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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Tunisia

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Tunisia. Instant, score-based loans repaid from your Zuma Pay wallet.Loans TND 12 – 2,400 · default rate 0.00%View products
Microfinance

Tunis Microfinance

Tunis · ★ 4.7 · 190 loans · 3 products · ✅ verified Licensed microfinance lender in Tunis — business, asset and salary-advance loans with fast decisions. Sample l...Loans TND 12 – 24,030 · default rate 0.00%View products
SACCO

Tunis Community SACCO

Tunis · ★ 3.8 · 261 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Tunis. Affordable rates for members and salaried borrower...Loans TND 12 – 4,810 · default rate 0.00%View products
SACCO

Sfax Community SACCO

Sfax · ★ 4.9 · 371 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Sfax. Affordable rates for members and salaried borrowers...Loans TND 12 – 4,810 · default rate 0.00%View products
Microfinance

Sfax Microfinance

Sfax · ★ 3.9 · 248 loans · 3 products · ✅ verified Licensed microfinance lender in Sfax — business, asset and salary-advance loans with fast decisions. Sample li...Loans TND 12 – 24,030 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).