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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Ethiopia

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Ethiopia. Instant, score-based loans repaid from your Zuma Pay wallet.Loans ETB 470 – 94,570 · default rate 0.00%View products
Microfinance

Addis Ababa Microfinance

Addis Ababa · ★ 4.5 · 156 loans · 3 products · ✅ verified Licensed microfinance lender in Addis Ababa — business, asset and salary-advance loans with fast decisions. Sa...Loans ETB 470 – 945,740 · default rate 0.00%View products
SACCO

Addis Ababa Community SACCO

Addis Ababa · ★ 4.2 · 110 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Addis Ababa. Affordable rates for members and salaried bo...Loans ETB 470 – 189,150 · default rate 0.00%View products
SACCO

Mekelle Community SACCO

Mekelle · ★ 4.9 · 239 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Mekelle. Affordable rates for members and salaried borrow...Loans ETB 470 – 189,150 · default rate 0.00%View products
Microfinance

Mekelle Microfinance

Mekelle · ★ 4.8 · 316 loans · 3 products · ✅ verified Licensed microfinance lender in Mekelle — business, asset and salary-advance loans with fast decisions. Sample...Loans ETB 470 – 945,740 · default rate 0.00%View products
SACCO

Dire Dawa Community SACCO

Dire Dawa · ★ 4.5 · 277 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Dire Dawa. Affordable rates for members and salaried borr...Loans ETB 470 – 189,150 · default rate 0.00%View products
Microfinance

Bahir Dar Microfinance

Bahir Dar · ★ 4.3 · 93 loans · 3 products · ✅ verified Licensed microfinance lender in Bahir Dar — business, asset and salary-advance loans with fast decisions. Samp...Loans ETB 470 – 945,740 · default rate 0.00%View products
Microfinance

Dire Dawa Microfinance

Dire Dawa · ★ 4.0 · 37 loans · 3 products · ✅ verified Licensed microfinance lender in Dire Dawa — business, asset and salary-advance loans with fast decisions. Samp...Loans ETB 470 – 945,740 · default rate 0.00%View products
SACCO

Bahir Dar Community SACCO

Bahir Dar · ★ 4.0 · 361 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Bahir Dar. Affordable rates for members and salaried borr...Loans ETB 470 – 189,150 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).