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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow South Africa

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for South Africa. Instant, score-based loans repaid from your Zuma Pay wallet.Loans ZAR 71 – 14,110 · default rate 0.00%View products
SACCO

Pretoria Community SACCO

Pretoria · ★ 4.4 · 30 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Pretoria. Affordable rates for members and salaried borro...Loans ZAR 71 – 28,220 · default rate 0.00%View products
Microfinance

Pretoria Microfinance

Pretoria · ★ 4.4 · 123 loans · 3 products · ✅ verified Licensed microfinance lender in Pretoria — business, asset and salary-advance loans with fast decisions. Sampl...Loans ZAR 71 – 141,090 · default rate 0.00%View products
SACCO

Johannesburg Community SACCO

Johannesburg · ★ 4.9 · 334 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Johannesburg. Affordable rates for members and salaried b...Loans ZAR 71 – 28,220 · default rate 0.00%View products
Microfinance

Johannesburg Microfinance

Johannesburg · ★ 4.9 · 136 loans · 3 products · ✅ verified Licensed microfinance lender in Johannesburg — business, asset and salary-advance loans with fast decisions. S...Loans ZAR 71 – 141,090 · default rate 0.00%View products
Microfinance

Durban Microfinance

Durban · ★ 4.8 · 337 loans · 3 products · ✅ verified Licensed microfinance lender in Durban — business, asset and salary-advance loans with fast decisions. Sample...Loans ZAR 71 – 141,090 · default rate 0.00%View products
SACCO

Bloemfontein Community SACCO

Bloemfontein · ★ 4.8 · 122 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Bloemfontein. Affordable rates for members and salaried b...Loans ZAR 71 – 28,220 · default rate 0.00%View products
SACCO

Gqeberha Community SACCO

Gqeberha · ★ 4.6 · 32 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Gqeberha. Affordable rates for members and salaried borro...Loans ZAR 71 – 28,220 · default rate 0.00%View products
Microfinance

Gqeberha Microfinance

Gqeberha · ★ 4.2 · 335 loans · 3 products · ✅ verified Licensed microfinance lender in Gqeberha — business, asset and salary-advance loans with fast decisions. Sampl...Loans ZAR 71 – 141,090 · default rate 0.00%View products
SACCO

Cape Town Community SACCO

Cape Town · ★ 4.1 · 343 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Cape Town. Affordable rates for members and salaried borr...Loans ZAR 71 – 28,220 · default rate 0.00%View products
Microfinance

Cape Town Microfinance

Cape Town · ★ 3.9 · 201 loans · 3 products · ✅ verified Licensed microfinance lender in Cape Town — business, asset and salary-advance loans with fast decisions. Samp...Loans ZAR 71 – 141,090 · default rate 0.00%View products
SACCO

Durban Community SACCO

Durban · ★ 3.9 · 227 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Durban. Affordable rates for members and salaried borrowe...Loans ZAR 71 – 28,220 · default rate 0.00%View products
Microfinance

Bloemfontein Microfinance

Bloemfontein · ★ 3.8 · 289 loans · 3 products · ✅ verified Licensed microfinance lender in Bloemfontein — business, asset and salary-advance loans with fast decisions. S...Loans ZAR 71 – 141,090 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).