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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Uganda

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Uganda. Instant, score-based loans repaid from your Zuma Pay wallet.Loans UGX 14,340 – 2,868,220 · default rate 0.00%View products
SACCO

Kampala Community SACCO

Kampala · ★ 4.5 · 151 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Kampala. Affordable rates for members and salaried borrow...Loans UGX 14,340 – 5,736,430 · default rate 0.00%View products
Microfinance

Kampala Microfinance

Kampala · ★ 4.0 · 265 loans · 3 products · ✅ verified Licensed microfinance lender in Kampala — business, asset and salary-advance loans with fast decisions. Sample...Loans UGX 14,340 – 28,682,170 · default rate 0.00%View products
SACCO

Jinja Community SACCO

Jinja · ★ 4.9 · 199 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Jinja. Affordable rates for members and salaried borrower...Loans UGX 14,340 – 5,736,430 · default rate 0.00%View products
SACCO

Mbarara Community SACCO

Mbarara · ★ 4.8 · 213 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Mbarara. Affordable rates for members and salaried borrow...Loans UGX 14,340 – 5,736,430 · default rate 0.00%View products
SACCO

Entebbe Community SACCO

Entebbe · ★ 4.8 · 246 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Entebbe. Affordable rates for members and salaried borrow...Loans UGX 14,340 – 5,736,430 · default rate 0.00%View products
Microfinance

Mbarara Microfinance

Mbarara · ★ 4.3 · 206 loans · 3 products · ✅ verified Licensed microfinance lender in Mbarara — business, asset and salary-advance loans with fast decisions. Sample...Loans UGX 14,340 – 28,682,170 · default rate 0.00%View products
Microfinance

Entebbe Microfinance

Entebbe · ★ 4.3 · 366 loans · 3 products · ✅ verified Licensed microfinance lender in Entebbe — business, asset and salary-advance loans with fast decisions. Sample...Loans UGX 14,340 – 28,682,170 · default rate 0.00%View products
Microfinance

Jinja Microfinance

Jinja · ★ 4.1 · 113 loans · 3 products · ✅ verified Licensed microfinance lender in Jinja — business, asset and salary-advance loans with fast decisions. Sample l...Loans UGX 14,340 – 28,682,170 · default rate 0.00%View products
SACCO

Gulu Community SACCO

Gulu · ★ 4.0 · 157 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Gulu. Affordable rates for members and salaried borrowers...Loans UGX 14,340 – 5,736,430 · default rate 0.00%View products
Microfinance

Gulu Microfinance

Gulu · ★ 3.9 · 284 loans · 3 products · ✅ verified Licensed microfinance lender in Gulu — business, asset and salary-advance loans with fast decisions. Sample li...Loans UGX 14,340 – 28,682,170 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).