Zuma is live in: All markets →

🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

FinanceLoansLenders+ Become a lender
Zuma Escrow

Zuma Escrow Cameroon

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Cameroon. Instant, score-based loans repaid from your Zuma Pay wallet.Loans XAF 2,340 – 468,990 · default rate 0.00%View products
SACCO

Yaoundé Community SACCO

Yaoundé · ★ 4.8 · 132 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Yaoundé. Affordable rates for members and salaried borrow...Loans XAF 2,340 – 937,980 · default rate 0.00%View products
Microfinance

Yaoundé Microfinance

Yaoundé · ★ 4.0 · 210 loans · 3 products · ✅ verified Licensed microfinance lender in Yaoundé — business, asset and salary-advance loans with fast decisions. Sample...Loans XAF 2,340 – 4,689,920 · default rate 0.00%View products
Microfinance

Douala Microfinance

Douala · ★ 4.5 · 170 loans · 3 products · ✅ verified Licensed microfinance lender in Douala — business, asset and salary-advance loans with fast decisions. Sample...Loans XAF 2,340 – 4,689,920 · default rate 0.00%View products
SACCO

Douala Community SACCO

Douala · ★ 4.3 · 258 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Douala. Affordable rates for members and salaried borrowe...Loans XAF 2,340 – 937,980 · default rate 0.00%View products
Microfinance

Bamenda Microfinance

Bamenda · ★ 4.3 · 45 loans · 3 products · ✅ verified Licensed microfinance lender in Bamenda — business, asset and salary-advance loans with fast decisions. Sample...Loans XAF 2,340 – 4,689,920 · default rate 0.00%View products
SACCO

Bamenda Community SACCO

Bamenda · ★ 4.0 · 220 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Bamenda. Affordable rates for members and salaried borrow...Loans XAF 2,340 – 937,980 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).