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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Botswana

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Botswana. Instant, score-based loans repaid from your Zuma Pay wallet.Loans BWP 53 – 10,620 · default rate 0.00%View products
Microfinance

Gaborone Microfinance

Gaborone · ★ 4.4 · 244 loans · 3 products · ✅ verified Licensed microfinance lender in Gaborone — business, asset and salary-advance loans with fast decisions. Sampl...Loans BWP 53 – 106,200 · default rate 0.00%View products
SACCO

Gaborone Community SACCO

Gaborone · ★ 4.2 · 241 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Gaborone. Affordable rates for members and salaried borro...Loans BWP 53 – 21,240 · default rate 0.00%View products
Microfinance

Francistown Microfinance

Francistown · ★ 4.3 · 392 loans · 3 products · ✅ verified Licensed microfinance lender in Francistown — business, asset and salary-advance loans with fast decisions. Sa...Loans BWP 53 – 106,200 · default rate 0.00%View products
SACCO

Francistown Community SACCO

Francistown · ★ 3.8 · 255 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Francistown. Affordable rates for members and salaried bo...Loans BWP 53 – 21,240 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).