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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Morocco

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Morocco. Instant, score-based loans repaid from your Zuma Pay wallet.Loans MAD 38 – 7,670 · default rate 0.00%View products
Microfinance

Rabat Microfinance

Rabat · ★ 4.6 · 101 loans · 3 products · ✅ verified Licensed microfinance lender in Rabat — business, asset and salary-advance loans with fast decisions. Sample l...Loans MAD 38 – 76,740 · default rate 0.00%View products
SACCO

Rabat Community SACCO

Rabat · ★ 3.8 · 59 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Rabat. Affordable rates for members and salaried borrower...Loans MAD 38 – 15,350 · default rate 0.00%View products
Microfinance

Casablanca Microfinance

Casablanca · ★ 4.6 · 221 loans · 3 products · ✅ verified Licensed microfinance lender in Casablanca — business, asset and salary-advance loans with fast decisions. Sam...Loans MAD 38 – 76,740 · default rate 0.00%View products
Microfinance

Marrakesh Microfinance

Marrakesh · ★ 4.6 · 66 loans · 3 products · ✅ verified Licensed microfinance lender in Marrakesh — business, asset and salary-advance loans with fast decisions. Samp...Loans MAD 38 – 76,740 · default rate 0.00%View products
SACCO

Marrakesh Community SACCO

Marrakesh · ★ 4.3 · 239 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Marrakesh. Affordable rates for members and salaried borr...Loans MAD 38 – 15,350 · default rate 0.00%View products
SACCO

Casablanca Community SACCO

Casablanca · ★ 4.2 · 304 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Casablanca. Affordable rates for members and salaried bor...Loans MAD 38 – 15,350 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).