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🤝 Zuma Lenders

A controlled, secured lending ecosystem: licensed institutions and verified individuals fund an escrowed pool, publish products under rate caps, and Zuma scores borrowers, collects installments and handles defaults.

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Zuma Escrow

Zuma Escrow Sierra Leone

Nationwide · ★ 4.8 · 0 loans · 3 products · ✅ verified The Zuma-operated lending pool for Sierra Leone. Instant, score-based loans repaid from your Zuma Pay wallet.Loans SLE 88 – 17,600 · default rate 0.00%View products
SACCO

Freetown Community SACCO

Freetown · ★ 4.3 · 43 loans · 3 products · ✅ verified Member-owned savings and credit co-operative serving Freetown. Affordable rates for members and salaried borro...Loans SLE 88 – 35,190 · default rate 0.00%View products
Microfinance

Freetown Microfinance

Freetown · ★ 4.1 · 28 loans · 3 products · ✅ verified Licensed microfinance lender in Freetown — business, asset and salary-advance loans with fast decisions. Sampl...Loans SLE 88 – 175,970 · default rate 0.00%View products
1 · Apply & verifyID/KYC, licence or registration for institutions, declared capital, references. Compliance reviews within 1–3 days.
2 · Fund your poolMove money from your Zuma Pay wallet into an escrowed lending pool — only the pool can be lent.
3 · Publish productsAmount ranges, tenure, rate (capped at 15%/month), fees, minimum score and tier, optional instant approval.
4 · Lend & collectApprove applications in your console; Zuma disburses, auto-collects installments, applies late fees, flags defaults and pays interest to your pool (10% platform fee).