ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
No market matches that search.
Licensed pharmacy
City hotel
Ghana import and export
EFDA-licensed medicine supply
TBS-registered advisors
Ocean-set restaurant
Khartoum dining
Business hotel
Business hotel
Retail market
Telecom retail
Telecom retail
From registration to your first order in under 5 minutes.
Create your account with your phone number — no email needed. Android and iOS.
Fund with whatever you already use — M-Pesa, MTN MoMo, OPay, Wave, Orange Money, Telebirr, Fawry or a card.
Rides, food, pharmacy, property, farming, safaris — 30+ services from one home screen.
Your Zuma Wallet covers all services — one checkout, one history, one tap.
Local currency, the payment methods people actually use, and content in the local language — in every market, not just the first three.
One wallet, one identity, one rating and one credit score across every service — which is the part no single-vertical competitor can copy.
Every way to move, from a boda to a chauffeured fleet.
Accept money from anyone in Africa, on any rail.
One balance that works in every country Zuma is live in.
Credit priced on what you actually do, not what you can prove...
The everything marketplace, with the wallet and the courier al...
From input to offtake, with credit and logistics in the same a...
Buy it, sell it, value it, fix it — the whole life of a vehicl...
Restaurant food, delivered.
Find the table, book the table, walk in.
The operator side: menus, orders, tables and payouts in one pl...
Send anything across town, today.
Freight, customs and warehousing at business scale.
Rent a place without paying a viewing fee to a stranger.
Buy land and property with the title checked before you pay.
Everything between signing the lease and feeling at home.
Skilled trades, vetted, priced before they arrive.
Domestic staff, background-checked and fairly paid.
Licensed professionals, with the licence actually checked.
Project-based expertise for businesses and institutions.
Digital and creative talent, paid without losing 30% to transf...
Real vacancies, no application fees, ever.
Licensed pharmacies, real prescriptions, delivered discreetly.
Every kind of stay, bookable in local currency.
What to do once you have landed.
Africa’s highest-value travel product, booked direct from the...
Book the flight and pay with the money you already have.
Schedules, status and routes — the information layer.
Tickets that cannot be forged and money that reaches the organ...
The stage — plays, dance, spoken word and live performance.
Cinema showtimes and seats, without the queue.
African stories, streamed and monetised locally.
Emergency help and community giving, with the money traceable.
Heritage, language and community — the part of Africa no compe...
Zuma Wallet replaces M-Pesa, your bank account and every payment app. One balance, every service, instant settlements.
Hold KES, UGX and TZS simultaneously. Send across borders instantly with no hidden conversion fees.
Funds for freelance work, property rentals and marketplace orders are held in escrow until you confirm delivery.
Drivers, vendors, restaurants and freelancers receive earnings the moment a job is completed.
From boda boda drivers in Kampala to restaurant owners in Dar — here's what they say.
"I used to use six different apps. Now I open Zuma once and everything is done. The wallet alone saved me three hours a week."
"Zuma gave me 400+ new customers in the first month. The partner dashboard is better than anything from Jumia. Earnings land in my wallet instantly."
"I list my gigs, clients pay into escrow, I deliver, the money hits my wallet. No more chasing payments on WhatsApp. Zuma changed how I work."
How Africa is building its digital future — stories, deep-dives, and founder notes.
Bolt and Uber serve 20% of the continent. The other 80% are building their own future.
Read articlePrescription drugs delivered to your door, doctor consultations by video, lab tests in one tap.
Read articleWhy we built a multi-currency wallet connecting M-Pesa, MTN MoMo and Stripe in one flow.
Read articleWhether you're a customer, driver, restaurant, vendor, or investor — your place in Zuma starts here.