Zuma is live in: All markets →

The guide to Africa's super apps —
written by the team building one.

How payments actually work in each market, who the incumbents are, and what it costs to move money, goods and people across the continent.

Zuma vs Uber vs Bolt in Africa: Which Ride App Is Cheaper in 2026?

An honest comparison of ride-hailing costs, driver pay and coverage across African cities.

Zuma Wallet vs M-Pesa vs MTN MoMo: What Each One Is Actually For

Mobile money built the rails. Here is what a super app wallet adds, and where M-Pesa still wins.

Zuma Commerce vs Jumia vs Kilimall: Buying Online in Africa Safely

Delivery times, return policies, escrow and what actually goes wrong when you shop online in Africa.

Zuma Food vs Glovo vs Chowdeck: Food Delivery Costs in Africa Compared

Delivery fees, restaurant commissions and what determines whether your food arrives hot.

Cheapest Way to Send Money to Kenya in 2026

Real costs of every route into Kenya — mobile money, banks, remittance operators and wallets.

Houses for Rent in Nairobi: Prices by Area and How to Avoid Viewing Fee Scams

What rent actually costs across Nairobi, and the deposit and viewing scams to watch for.

How to Order Medicine Online in Africa Safely

How to check a pharmacy is licensed, what needs a prescription, and how to spot counterfeit medicine.

How Much Does an African Safari Cost in 2026? Kenya and Tanzania Compared

Real budgets for Maasai Mara, Serengeti and Ngorongoro, including the park fees most quotes hide.

Finding Jobs in Kenya Without Getting Scammed

How job scams work, why no legitimate employer charges an application fee, and where to actually look.

Starting a Profitable Farming Business in Kenya: Inputs, Credit and Getting Paid

What actually determines whether a smallholder farm makes money, from seed choice to offtake contracts.

Zuma in Kenya: Every Service, Local Prices and How to Pay

What Zuma offers in Kenya, which payment methods work, and how it compares to local apps.

Zuma in Nigeria: Every Service, Local Prices and How to Pay

What Zuma offers in Nigeria, which payment methods work, and how it compares to local apps.

Zuma in Ghana: Every Service, Local Prices and How to Pay

What Zuma offers in Ghana, which payment methods work, and how it compares to local apps.

Zuma in South Africa: Every Service, Local Prices and How to Pay

What Zuma offers in South Africa, which payment methods work, and how it compares to local apps.

Zuma in Ethiopia: Every Service, Local Prices and How to Pay

What Zuma offers in Ethiopia, which payment methods work, and how it compares to local apps.

Zuma in Uganda: Every Service, Local Prices and How to Pay

What Zuma offers in Uganda, which payment methods work, and how it compares to local apps.

Zuma in Tanzania: Every Service, Local Prices and How to Pay

What Zuma offers in Tanzania, which payment methods work, and how it compares to local apps.

Zuma in Rwanda: Every Service, Local Prices and How to Pay

What Zuma offers in Rwanda, which payment methods work, and how it compares to local apps.

How Ride-Hailing Fares Are Calculated in Africa

Distance, time, surge and why the same trip costs different amounts.

Mobile Money Interoperability in Africa: Why You Still Cannot Send to Every Wallet

Which markets have solved cross-wallet transfers and which have not.

How Escrow Protects You When Buying Online in Africa

Why holding payment until delivery removes the most common marketplace fraud.

How Verified Property Listings Reduce Rental Fraud

Ownership checks, duplicate detection and why viewing fees are a warning sign.

Getting Credit in Africa Without a Bank History

How behavioural scoring works and what actually raises your limit.

Cross-Border Trade in Africa: Customs, Duty and What AfCFTA Changed

Practical guidance on importing and exporting within Africa.

How to Book Hotels in Africa and Pay in Local Currency

Avoid foreign card requirements and hidden conversion charges.

Sending a Parcel in Africa: Costs, Proof of Delivery and Cash on Delivery

How courier pricing works and what proof to insist on.

Hiring a House Help in Kenya Legally: Contracts, Wages and NSSF

Your obligations as an employer and why a written contract protects both sides.

Listing Your Restaurant on a Delivery App: Commission, Payouts and Whether It Pays

Honest maths on delivery commission for African restaurants.

Stopping Ticket Fraud at African Events: QR, Gates and Offline Scanning

Why static tickets get duplicated and what actually works at the gate.

Freelancing in Africa: Getting Paid Without Losing 30% to Transfer Fees

Payment routes, escrow and pricing your work.

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