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Zuma › 🇿🇲 Zambia › Zuma Wallet › Lusaka
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Zuma Wallet in Lusaka

One balance that works in every country Zuma is live in. Live across Lusaka and priced in ZMW.

Use Zuma Wallet in Lusaka

How you pay in Zambia

Everything is priced in ZMW (ZK). No foreign card required.

Airtel Money MTN MoMo Zamtel Kwacha Card

Payments in this market fall under Bank of Zambia (BoZ). See our licensing status →

Lusaka at a glance

Population
3,300,000
Currency
ZMW
Time zone
Africa/Lusaka
Status
Live

Everything inside Zuma Wallet

The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.

Move money

  • Top up from mobile money per transaction
  • Send to another Zuma user per transaction
  • Send to any mobile money number per transaction
  • Cross-border transfer per transaction
  • Withdraw to bank or agent per transaction
  • Request money per transaction

Hold money

  • Multi-currency balances per account
  • Savings pockets & goals per account
  • Group / chama pooled account per account
  • Escrow hold for marketplace deals per transaction

Everyday payments

  • Airtime & data top-up per transaction
  • Electricity, water & pay-TV bills per transaction
  • School fees per transaction
  • Virtual card for online spend per month

How Zuma Wallet works

One balance that works in every country Zuma is live in.

  1. 1
    Open a wallet customer

    Phone number and name. Full KYC only when limits require it.

    ⚙ Tiered-KYC account opened at the market’s entry limit

  2. 2
    Fund it customer

    From the local rail already in the customer’s pocket.

    ⚙ Rail-specific collection, ledger credit on confirmation

  3. 3
    Spend or send customer

    Across every Zuma module and out to any number.

    ⚙ Balance check, limit check, double-entry posting

  4. 4
    Protect it zuma

    Device binding, PIN, and anomaly holds on unusual movement.

    ⚙ Risk engine; suspicious transfers held pending step-up auth

Common questions

Is Zuma Wallet available in Lusaka?

Yes. Zuma Wallet is live in Lusaka and you can use it from the Zuma app or this website.

How do I pay for Zuma Wallet in Lusaka?

With Airtel Money, MTN MoMo, Zamtel Kwacha and Card, or from your Zuma Wallet balance. Everything is priced in ZMW.

What does Zuma Wallet cover?

The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.

Is Zuma regulated in Zambia?

Zuma's payment operations in Zambia fall under Bank of Zambia (BoZ). Our current licensing status per market is listed on the Trust page.

Zuma Wallet elsewhere in Zambia

Kitwe Ndola

Other Zuma services in Lusaka

💳Zuma Pay 🏦Zuma Loans