ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
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From input to offtake, with credit and logistics in the same app.
Everything is priced in ZAR (R). No foreign card required.
Payments in this market fall under South African Reserve Bank (SARB). See our licensing status →
Cities where you can use it today.
We would rather name the alternatives than pretend there aren't any.
Zuma’s modules are first-party and fulfilled, not third-party mini-apps.
Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.
From input to offtake, with credit and logistics in the same app.
Sets up the input basket and expected harvest window.
⚙ Farm profile created; agronomic calendar generated
Verified suppliers nearby, with input credit repayable at harvest.
⚙ Supplier match by distance; credit offer from farm-cycle score
Zuma Logistics handles last-mile to rural addresses.
⚙ Rural routing, delivery confirmed by farmer OTP
Grade, quantity and location; buyers bid or an offtake contract triggers.
⚙ Spot listing or contract execution; escrow opened
Cold chain where needed, payment on grading, credit netted off.
⚙ Escrow release net of input credit; score updated
Yes. Zuma Agriculture is live in South Africa and you can use it from the Zuma app or this website.
With VodaPay, MTN MoMo, Card, EFT and SnapScan, or from your Zuma Wallet balance. Everything is priced in ZAR.
Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.
Zuma's payment operations in South Africa fall under South African Reserve Bank (SARB). Our current licensing status per market is listed on the Trust page.