ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
No market matches that search.
One balance that works in every country Zuma is live in.
Everything is priced in STN (Db). No foreign card required.
Payments in this market fall under Central Bank of São Tomé and Príncipe. See our licensing status →
We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves São Tomé and Príncipe up the queue.
One email when we launch. No marketing list, no sharing your number.
The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.
One balance that works in every country Zuma is live in.
Phone number and name. Full KYC only when limits require it.
⚙ Tiered-KYC account opened at the market’s entry limit
From the local rail already in the customer’s pocket.
⚙ Rail-specific collection, ledger credit on confirmation
Across every Zuma module and out to any number.
⚙ Balance check, limit check, double-entry posting
Device binding, PIN, and anomaly holds on unusual movement.
⚙ Risk engine; suspicious transfers held pending step-up auth
Not yet. Zuma has not opened Zuma Wallet in São Tomé and Príncipe, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.
São Tomé and Príncipe is in tier 3 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.
Zuma will support Card and Cash, priced in STN.