ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
No market matches that search.
Accept money from anyone in Africa, on any rail.
Everything is priced in XOF (CFA). No foreign card required.
Payments in this market fall under BCEAO (Central Bank of West African States). See our licensing status →
We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Saint-Louis up the queue.
One email when we launch. No marketing list, no sharing your number.
Merchant-side acceptance and settlement. The consumer balance is Zuma Wallet; borrowing is Zuma Loans.
Accept money from anyone in Africa, on any rail.
Business name, category, and the payout account money should land in.
⚙ Merchant record created, sandbox keys issued
KYB against the market’s regulatory requirements before live keys.
⚙ KYB checks, sanctions screen, regulator-specific rules per country
QR, link, checkout, USSD or terminal — whatever the customers actually use locally.
⚙ Rails enabled per country from the payment_rails matrix
M-Pesa, MoMo, OPay, Wave, card — the customer never learns a new habit.
⚙ Rail routed, idempotency key held, retries on timeout
Merchant notified in seconds; funds settle on the agreed cycle.
⚙ Ledger double-entry, settlement batch, webhook to merchant
Not yet. Zuma has not opened Zuma Pay in Saint-Louis, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.
Senegal is in tier 2 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.
Zuma will support Wave, Orange Money, Free Money and Card, priced in XOF.