🤝 Live now

Zuma Lenders in Nigeria

SACCOs, MFIs, banks, chamas and individuals lend to verified Zuma users in a controlled, secured ecosystem.

Everything is priced in NGN (₦). No foreign card required.

OPay PalmPay Moniepoint Bank transfer Card USSD

Payments in this market fall under Central Bank of Nigeria (CBN). See our licensing status →

Cities where you can use it today.

We would rather name the alternatives than pretend there aren't any.

OPay · fintech
Zuma matches the payment rails and adds 30+ service verticals OPay does not operate.
PalmPay · fintech
Zuma’s wallet is one module of a full service stack, not the whole product.
Moniepoint · fintech
Zuma Pay covers acceptance, then brings the merchant demand from 30+ consumer modules.
Chowdeck · delivery
Zuma Food matches the delivery product and adds dine-in, ticketing, rides and payments on the same account.

Everything inside Zuma Lenders

Is Zuma Lenders available in Nigeria?

Yes. Zuma Lenders is live in Nigeria and you can use it from the Zuma app or this website.

How do I pay for Zuma Lenders in Nigeria?

With OPay, PalmPay, Moniepoint, Bank transfer, Card and USSD, or from your Zuma Wallet balance. Everything is priced in NGN.

What does Zuma Lenders cover?

Is Zuma regulated in Nigeria?

Zuma's payment operations in Nigeria fall under Central Bank of Nigeria (CBN). Our current licensing status per market is listed on the Trust page.