ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
No market matches that search.
Rent a place without paying a viewing fee to a stranger.
Everything is priced in NGN (₦). No foreign card required.
Payments in this market fall under Central Bank of Nigeria (CBN). See our licensing status →
Cities where you can use it today.
We would rather name the alternatives than pretend there aren't any.
Zuma matches the payment rails and adds 30+ service verticals OPay does not operate.
Zuma’s wallet is one module of a full service stack, not the whole product.
Zuma Pay covers acceptance, then brings the merchant demand from 30+ consumer modules.
Zuma Food matches the delivery product and adds dine-in, ticketing, rides and payments on the same account.
Rental listings and tenancy. Buying and selling is Zuma Real Estate; setting the home up is Zuma Living.
Rent a place without paying a viewing fee to a stranger.
Filter by rent, area, and how far it is from where you work.
⚙ Geo search; commute time computed from Zuma Ride data
Landlord identity and ownership checked before a listing goes live.
⚙ Ownership document check; duplicate-listing detection
Scheduled with the agent through the app — no cash to a middleman.
⚙ Viewing slot booked; agent held to a rating
Lease signed digitally, deposit held in escrow until you move in.
⚙ E-signature; escrow hold on deposit
Monthly rent with an automatic receipt trail both sides can trust.
⚙ Recurring collection; rent history feeds the credit score
Yes. Zuma Housing is live in Nigeria and you can use it from the Zuma app or this website.
With OPay, PalmPay, Moniepoint, Bank transfer, Card and USSD, or from your Zuma Wallet balance. Everything is priced in NGN.
Rental listings and tenancy. Buying and selling is Zuma Real Estate; setting the home up is Zuma Living.
Zuma's payment operations in Nigeria fall under Central Bank of Nigeria (CBN). Our current licensing status per market is listed on the Trust page.