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Microfinance

São Tomé Microfinance

São Tomé · ★ 3.9 · 32 loans · default rate 0.00% · licence ST-MFI-00101 · Central bank / microfinance authority

Licensed microfinance lender in São Tomé — business, asset and salary-advance loans with fast decisions. Sample listing — the institution claims it under Zuma Lenders.

Loan products

Biashara Working Capital

Business / working capital
3.0% /month
STN 880 – 87,600 · 30–365 days · fee 2.00% Apply

Salary Advance

Salary advance
5.0% flat
STN 180 – 8,760 · 7–30 days · fee 0.00% · ⚡ instant ≤ 3,500Apply

Asset Finance

Asset / equipment
2.2% /month
STN 3,500 – 175,190 · 90–730 days · fee 2.50% Apply

Lender facts

Pool availableSTN 437,980
Total lent0
Max per borrower175,190
Verified15 Sep 2026
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