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Zuma › Markets › Kenya
🇰🇪 Live now

Zuma in Kenya

Zuma’s home market and the most mobile-money-mature economy on the continent — where the full 33-module stack runs end to end.

33
services live
8
cities mapped
KES
local pricing
55.1M
people

How you pay in Kenya

Everything is priced in KES (KSh). No foreign card required.

M-Pesa Airtel Money Card Bank transfer

Payments in this market fall under Central Bank of Kenya (CBK). See our licensing status →

Cities

Nairobi ★ Mombasa Kisumu Nakuru Eldoret Thika Machakos Nyeri

★ capital

Rollout position

Kenya is in tier 0 of Zuma's continental rollout, in the east & central wave.

Content served in: EN, SW

Live in Kenya today

Every one of these is bookable right now, paid for in KES.

🚗
Zuma Ride Every way to move, from a boda to a chauffeured fleet.
💳
Zuma Pay Accept money from anyone in Africa, on any rail.
👛
Zuma Wallet One balance that works in every country Zuma is live in.
🏦
Zuma Loans Credit priced on what you actually do, not what you can prove on paper.
🛍️
Zuma Commerce The everything marketplace, with the wallet and the courier already attached.
🌾
Zuma Agriculture From input to offtake, with credit and logistics in the same app.
🚙
Zuma Automotives Buy it, sell it, value it, fix it — the whole life of a vehicle.
🍽️
Zuma Food Restaurant food, delivered.
🍷
Zuma Eats Find the table, book the table, walk in.
👨‍🍳
Zuma Restaurants The operator side: menus, orders, tables and payouts in one place.
📦
Zuma Delivery Send anything across town, today.
🚚
Zuma Logistics Freight, customs and warehousing at business scale.
🏠
Zuma Housing Rent a place without paying a viewing fee to a stranger.
🏢
Zuma Real Estate Buy land and property with the title checked before you pay.
🛋️
Zuma Living Everything between signing the lease and feeling at home.
🔧
Zuma Handy Men Skilled trades, vetted, priced before they arrive.
🧹
Zuma House Helps Domestic staff, background-checked and fairly paid.
⚖️
Zuma Professionals Licensed professionals, with the licence actually checked.
📊
Zuma Consultants Project-based expertise for businesses and institutions.
🎨
Zuma Freelance Digital and creative talent, paid without losing 30% to transfer fees.
💼
Zuma Jobs Real vacancies, no application fees, ever.
💊
Zuma Pharmacy Licensed pharmacies, real prescriptions, delivered discreetly.
🏨
Zuma Hotels Every kind of stay, bookable in local currency.
🗺️
Zuma Tourism What to do once you have landed.
🦁
Zuma Safaris Africa’s highest-value travel product, booked direct from the source.
🎫
Zuma Air Tickets Book the flight and pay with the money you already have.
✈️
Zuma Flights Schedules, status and routes — the information layer.
🎟️
Zuma Events Tickets that cannot be forged and money that reaches the organiser.
🎭
Zuma Theater The stage — plays, dance, spoken word and live performance.
🎬
Zuma Film Cinema showtimes and seats, without the queue.
📺
Zuma TV African stories, streamed and monetised locally.
🤝
Zuma Aid Emergency help and community giving, with the money traceable.
🪘
Zuma Culture Heritage, language and community — the part of Africa no competitor is building.

Who else operates in Kenya

An honest read of the market. Each of these does something well; none of them does all of it.

M-Pesa Super App 30M+ users

The default wallet in Kenya, now with a mini-app layer.

Where Zuma differs: Zuma interoperates with M-Pesa rather than competing on rails, and owns fulfilment M-Pesa brokers out.

Bolt 5M+ users

Dominant ride-hailing challenger across East Africa.

Where Zuma differs: Zuma Ride is one of 30+ modules sharing a wallet, a rating and a credit score.

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