ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
No market matches that search.
One balance that works in every country Zuma is live in.
Everything is priced in KES (KSh). No foreign card required.
Payments in this market fall under Central Bank of Kenya (CBK). See our licensing status →
Cities where you can use it today.
We would rather name the alternatives than pretend there aren't any.
Zuma interoperates with M-Pesa rather than competing on rails, and owns fulfilment M-Pesa brokers out.
Zuma Ride is one of 30+ modules sharing a wallet, a rating and a credit score.
The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.
One balance that works in every country Zuma is live in.
Phone number and name. Full KYC only when limits require it.
⚙ Tiered-KYC account opened at the market’s entry limit
From the local rail already in the customer’s pocket.
⚙ Rail-specific collection, ledger credit on confirmation
Across every Zuma module and out to any number.
⚙ Balance check, limit check, double-entry posting
Device binding, PIN, and anomaly holds on unusual movement.
⚙ Risk engine; suspicious transfers held pending step-up auth
Yes. Zuma Wallet is live in Kenya and you can use it from the Zuma app or this website.
With M-Pesa, Airtel Money, Card and Bank transfer, or from your Zuma Wallet balance. Everything is priced in KES.
The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.
Zuma's payment operations in Kenya fall under Central Bank of Kenya (CBK). Our current licensing status per market is listed on the Trust page.