Zuma is live in: All markets →
👛 Launching soon

Zuma Wallet in Gambia

One balance that works in every country Zuma is live in.

How you pay in Gambia

Everything is priced in GMD (D). No foreign card required.

Wave Africell Money

Payments in this market fall under Central Bank of The Gambia. See our licensing status →

Where in Gambia

Cities queued for launch.

Banjul

Be first when Zuma opens in Gambia

We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Gambia up the queue.

One email when we launch. No marketing list, no sharing your number.

Everything inside Zuma Wallet

The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.

Move money

  • Top up from mobile money per transaction
  • Send to another Zuma user per transaction
  • Send to any mobile money number per transaction
  • Cross-border transfer per transaction
  • Withdraw to bank or agent per transaction
  • Request money per transaction

Hold money

  • Multi-currency balances per account
  • Savings pockets & goals per account
  • Group / chama pooled account per account
  • Escrow hold for marketplace deals per transaction

Everyday payments

  • Airtime & data top-up per transaction
  • Electricity, water & pay-TV bills per transaction
  • School fees per transaction
  • Virtual card for online spend per month

How Zuma Wallet works

One balance that works in every country Zuma is live in.

  1. 1
    Open a wallet customer

    Phone number and name. Full KYC only when limits require it.

    ⚙ Tiered-KYC account opened at the market’s entry limit

  2. 2
    Fund it customer

    From the local rail already in the customer’s pocket.

    ⚙ Rail-specific collection, ledger credit on confirmation

  3. 3
    Spend or send customer

    Across every Zuma module and out to any number.

    ⚙ Balance check, limit check, double-entry posting

  4. 4
    Protect it zuma

    Device binding, PIN, and anomaly holds on unusual movement.

    ⚙ Risk engine; suspicious transfers held pending step-up auth

Common questions

Is Zuma Wallet available in Gambia?

Not yet. Zuma has not opened Zuma Wallet in Gambia, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.

When will Zuma launch in Gambia?

Gambia is in tier 3 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.

What will I be able to pay with in Gambia?

Zuma will support Wave and Africell Money, priced in GMD.

Related Zuma services in Gambia

💳Zuma Pay 🏦Zuma Loans

Zuma Wallet in other markets

🇧🇮Burundi 🇰🇲Comoros 🇩🇯Djibouti 🇪🇷Eritrea 🇪🇹Ethiopia 🇬🇭Ghana 🇰🇪Kenya 🇲🇬Madagascar