ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
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One balance that works in every country Zuma is live in. Live across Accra and priced in GHS.
Everything is priced in GHS (GH₵). No foreign card required.
Payments in this market fall under Bank of Ghana (BoG). See our licensing status →
The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.
One balance that works in every country Zuma is live in.
Phone number and name. Full KYC only when limits require it.
⚙ Tiered-KYC account opened at the market’s entry limit
From the local rail already in the customer’s pocket.
⚙ Rail-specific collection, ledger credit on confirmation
Across every Zuma module and out to any number.
⚙ Balance check, limit check, double-entry posting
Device binding, PIN, and anomaly holds on unusual movement.
⚙ Risk engine; suspicious transfers held pending step-up auth
Yes. Zuma Wallet is live in Accra and you can use it from the Zuma app or this website.
With MTN MoMo, Telecel Cash, AirtelTigo Money and Card, or from your Zuma Wallet balance. Everything is priced in GHS.
The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.
Zuma's payment operations in Ghana fall under Bank of Ghana (BoG). Our current licensing status per market is listed on the Trust page.