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Zuma Agriculture in Ghana

From input to offtake, with credit and logistics in the same app.

Open Zuma Agriculture All Zuma services in Ghana

How you pay in Ghana

Everything is priced in GHS (GH₵). No foreign card required.

MTN MoMo Telecel Cash AirtelTigo Money Card

Payments in this market fall under Bank of Ghana (BoG). See our licensing status →

Where in Ghana

Cities where you can use it today.

Kumasi Accra Tamale Takoradi

Everything inside Zuma Agriculture

Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.

Inputs & supplies

  • Certified seed per kg
  • Fertiliser & soil amendments per bag
  • Crop protection per litre
  • Animal feed & veterinary per bag
  • Irrigation & greenhouse kit per unit

Sell your harvest

  • Produce offtake contracts per tonne
  • Same-day spot market per crate
  • Cold chain & storage per day
  • Grading & certification per consignment

Livestock

  • Cattle, goats & sheep per head
  • Poultry & day-old chicks per bird
  • Fish & aquaculture per kg
  • Veterinary call-out per visit

Machinery & land

  • Tractor & implement hire per acre
  • Harvester hire per acre
  • Drone spraying & mapping per acre
  • Agricultural land listings per listing

Agri-finance & advisory

  • Input credit against harvest per loan
  • Weather-index crop insurance per season
  • Agronomist advisory per session
  • Market price alerts per month

How Zuma Agriculture works

From input to offtake, with credit and logistics in the same app.

  1. 1
    Farmer states crop, acreage and season customer

    Sets up the input basket and expected harvest window.

    ⚙ Farm profile created; agronomic calendar generated

  2. 2
    Match inputs and credit zuma

    Verified suppliers nearby, with input credit repayable at harvest.

    ⚙ Supplier match by distance; credit offer from farm-cycle score

  3. 3
    Deliver to the farm gate provider

    Zuma Logistics handles last-mile to rural addresses.

    ⚙ Rural routing, delivery confirmed by farmer OTP

  4. 4
    List the harvest customer

    Grade, quantity and location; buyers bid or an offtake contract triggers.

    ⚙ Spot listing or contract execution; escrow opened

  5. 5
    Move, pay and close the loop zuma

    Cold chain where needed, payment on grading, credit netted off.

    ⚙ Escrow release net of input credit; score updated

Common questions

Is Zuma Agriculture available in Ghana?

Yes. Zuma Agriculture is live in Ghana and you can use it from the Zuma app or this website.

How do I pay for Zuma Agriculture in Ghana?

With MTN MoMo, Telecel Cash, AirtelTigo Money and Card, or from your Zuma Wallet balance. Everything is priced in GHS.

What does Zuma Agriculture cover?

Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.

Is Zuma regulated in Ghana?

Zuma's payment operations in Ghana fall under Bank of Ghana (BoG). Our current licensing status per market is listed on the Trust page.

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