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👛 Launching soon

Zuma Wallet in Kinshasa

One balance that works in every country Zuma is live in.

How you pay in DR Congo

Everything is priced in CDF (FC). No foreign card required.

M-Pesa Orange Money Airtel Money USD cash

Payments in this market fall under Central Bank of the Congo (BCC). See our licensing status →

Kinshasa at a glance

Population
17,000,000
Currency
CDF
Time zone
Africa/Kinshasa
Status
Launching soon

Be first when Zuma opens in Kinshasa

We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Kinshasa up the queue.

One email when we launch. No marketing list, no sharing your number.

Everything inside Zuma Wallet

The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.

Move money

  • Top up from mobile money per transaction
  • Send to another Zuma user per transaction
  • Send to any mobile money number per transaction
  • Cross-border transfer per transaction
  • Withdraw to bank or agent per transaction
  • Request money per transaction

Hold money

  • Multi-currency balances per account
  • Savings pockets & goals per account
  • Group / chama pooled account per account
  • Escrow hold for marketplace deals per transaction

Everyday payments

  • Airtime & data top-up per transaction
  • Electricity, water & pay-TV bills per transaction
  • School fees per transaction
  • Virtual card for online spend per month

How Zuma Wallet works

One balance that works in every country Zuma is live in.

  1. 1
    Open a wallet customer

    Phone number and name. Full KYC only when limits require it.

    ⚙ Tiered-KYC account opened at the market’s entry limit

  2. 2
    Fund it customer

    From the local rail already in the customer’s pocket.

    ⚙ Rail-specific collection, ledger credit on confirmation

  3. 3
    Spend or send customer

    Across every Zuma module and out to any number.

    ⚙ Balance check, limit check, double-entry posting

  4. 4
    Protect it zuma

    Device binding, PIN, and anomaly holds on unusual movement.

    ⚙ Risk engine; suspicious transfers held pending step-up auth

Common questions

Is Zuma Wallet available in Kinshasa?

Not yet. Zuma has not opened Zuma Wallet in Kinshasa, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.

When will Zuma launch in Kinshasa?

DR Congo is in tier 2 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.

What will I be able to pay with in DR Congo?

Zuma will support M-Pesa, Orange Money, Airtel Money and USD cash, priced in CDF.

Zuma Wallet elsewhere in DR Congo

Lubumbashi Goma

Other Zuma services in Kinshasa

💳Zuma Pay 🏦Zuma Loans