Mozambique is one of Africa's most strategically positioned countries. It borders six nations, commands 2,700 kilometres of Indian Ocean coastline, and sits atop one of the world's largest offshore natural gas reserves. Yet today 85% of adults remain unbanked and Maputo's professionals navigate a fragmented digital landscape.

How ZUMA Solves This Country’s Specific Challenges

Financial Inclusion: M-Pesa Mozambique and Airtel Money dominate mobile money. ZUMA integrates with both, enabling MZN wallets for unbanked citizens, with alternative credit scoring built from transaction behaviour rather than formal history.

Agriculture & Trade: Mozambique is a major cashew, sesame, and soya producer, but smallholders sell through intermediaries who capture most of the value. ZUMA's B2B marketplace connects producers directly with buyers in Maputo, Johannesburg, and across the SADC corridor.

Tourism: Mozambique's beaches and islands — Bazaruto, Quirimbas, Tofo — are world-class yet under-visited due to booking friction and USD requirements. ZUMA Travel enables MZN bookings and MZN settlement for local operators losing 15-20% to OTAs.

Healthcare: Outside Maputo, healthcare is sparse. ZUMA Health connects patients with licensed pharmacies for essential medicine delivery, easing the burden on public facilities.

Where ZUMA Operates

Launch: Maputo 2026, Beira 2026, Nampula 2027 · Currency: MZN · Payments: M-Pesa Mozambique, Airtel Money.