Zuma is live in: All markets →
👛 Launching soon

Zuma Wallet in Luanda

One balance that works in every country Zuma is live in.

How you pay in Angola

Everything is priced in AOA (Kz). No foreign card required.

Multicaixa Express Unitel Money Card

Payments in this market fall under Banco Nacional de Angola. See our licensing status →

Luanda at a glance

Population
9,050,000
Currency
AOA
Time zone
Africa/Luanda
Status
Launching soon

Be first when Zuma opens in Luanda

We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Luanda up the queue.

One email when we launch. No marketing list, no sharing your number.

Everything inside Zuma Wallet

The consumer-side balance, transfers and top-ups. Merchant acceptance is Zuma Pay.

Move money

  • Top up from mobile money per transaction
  • Send to another Zuma user per transaction
  • Send to any mobile money number per transaction
  • Cross-border transfer per transaction
  • Withdraw to bank or agent per transaction
  • Request money per transaction

Hold money

  • Multi-currency balances per account
  • Savings pockets & goals per account
  • Group / chama pooled account per account
  • Escrow hold for marketplace deals per transaction

Everyday payments

  • Airtime & data top-up per transaction
  • Electricity, water & pay-TV bills per transaction
  • School fees per transaction
  • Virtual card for online spend per month

How Zuma Wallet works

One balance that works in every country Zuma is live in.

  1. 1
    Open a wallet customer

    Phone number and name. Full KYC only when limits require it.

    ⚙ Tiered-KYC account opened at the market’s entry limit

  2. 2
    Fund it customer

    From the local rail already in the customer’s pocket.

    ⚙ Rail-specific collection, ledger credit on confirmation

  3. 3
    Spend or send customer

    Across every Zuma module and out to any number.

    ⚙ Balance check, limit check, double-entry posting

  4. 4
    Protect it zuma

    Device binding, PIN, and anomaly holds on unusual movement.

    ⚙ Risk engine; suspicious transfers held pending step-up auth

Common questions

Is Zuma Wallet available in Luanda?

Not yet. Zuma has not opened Zuma Wallet in Luanda, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.

When will Zuma launch in Luanda?

Angola is in tier 3 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.

What will I be able to pay with in Angola?

Zuma will support Multicaixa Express, Unitel Money and Card, priced in AOA.

Zuma Wallet elsewhere in Angola

Huambo

Other Zuma services in Luanda

💳Zuma Pay 🏦Zuma Loans