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Accept money from anyone in Africa, on any rail. Live across Entebbe and priced in UGX.
Everything is priced in UGX (USh). No foreign card required.
Payments in this market fall under Bank of Uganda (BoU). See our licensing status →
Merchant-side acceptance and settlement. The consumer balance is Zuma Wallet; borrowing is Zuma Loans.
Accept money from anyone in Africa, on any rail.
Business name, category, and the payout account money should land in.
⚙ Merchant record created, sandbox keys issued
KYB against the market’s regulatory requirements before live keys.
⚙ KYB checks, sanctions screen, regulator-specific rules per country
QR, link, checkout, USSD or terminal — whatever the customers actually use locally.
⚙ Rails enabled per country from the payment_rails matrix
M-Pesa, MoMo, OPay, Wave, card — the customer never learns a new habit.
⚙ Rail routed, idempotency key held, retries on timeout
Merchant notified in seconds; funds settle on the agreed cycle.
⚙ Ledger double-entry, settlement batch, webhook to merchant
Yes. Zuma Pay is live in Entebbe and you can use it from the Zuma app or this website.
With MTN MoMo, Airtel Money, Card and Bank transfer, or from your Zuma Wallet balance. Everything is priced in UGX.
Merchant-side acceptance and settlement. The consumer balance is Zuma Wallet; borrowing is Zuma Loans.
Zuma's payment operations in Uganda fall under Bank of Uganda (BoU). Our current licensing status per market is listed on the Trust page.