Prices, payment methods and delivery all follow your choice.
No market matches that search.
Project-based expertise for businesses and institutions.
Everything is priced in NGN (₦). No foreign card required.
Payments in this market fall under Central Bank of Nigeria (CBN). See our licensing status →
Cities where you can use it today.
We would rather name the alternatives than pretend there aren't any.
Zuma matches the payment rails and adds 30+ service verticals OPay does not operate.
Zuma’s wallet is one module of a full service stack, not the whole product.
Zuma Pay covers acceptance, then brings the merchant demand from 30+ consumer modules.
Zuma Food matches the delivery product and adds dine-in, ticketing, rides and payments on the same account.
B2B advisory sold as scoped projects. Licensed per-matter practitioners are Zuma Professionals.
Project-based expertise for businesses and institutions.
Objective, deliverables, timeline and budget.
⚙ Brief structured into deliverables and milestones
Approach, team, timeline and fee — comparable side by side.
⚙ Proposals normalised for comparison; references surfaced
Signed scope with milestones and acceptance criteria.
⚙ Contract generated; milestone escrow funded
Deliverables submitted and accepted in-app, not over email.
⚙ Milestone acceptance; partial release on approval
Final payment on acceptance; both sides rate the engagement.
⚙ Escrow closed; ratings tied to a completed contract
Yes. Zuma Consultants is live in Nigeria and you can use it from the Zuma app or this website.
With OPay, PalmPay, Moniepoint, Bank transfer, Card and USSD, or from your Zuma Wallet balance. Everything is priced in NGN.
B2B advisory sold as scoped projects. Licensed per-matter practitioners are Zuma Professionals.
Zuma's payment operations in Nigeria fall under Central Bank of Nigeria (CBN). Our current licensing status per market is listed on the Trust page.