Zuma is live in: All markets →
Zuma › 🇳🇬 Nigeria › Zuma Agriculture
🌾 Live now

Zuma Agriculture in Nigeria

From input to offtake, with credit and logistics in the same app.

Open Zuma Agriculture All Zuma services in Nigeria

How you pay in Nigeria

Everything is priced in NGN (₦). No foreign card required.

OPay PalmPay Moniepoint Bank transfer Card USSD

Payments in this market fall under Central Bank of Nigeria (CBN). See our licensing status →

Where in Nigeria

Cities where you can use it today.

Lagos Kano Abuja Ibadan Port Harcourt Benin City Kaduna Enugu

What else people use here

We would rather name the alternatives than pretend there aren't any.

  • OPay · fintech

    Zuma matches the payment rails and adds 30+ service verticals OPay does not operate.

  • PalmPay · fintech

    Zuma’s wallet is one module of a full service stack, not the whole product.

  • Moniepoint · fintech

    Zuma Pay covers acceptance, then brings the merchant demand from 30+ consumer modules.

  • Chowdeck · delivery

    Zuma Food matches the delivery product and adds dine-in, ticketing, rides and payments on the same account.

Everything inside Zuma Agriculture

Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.

Inputs & supplies

  • Certified seed per kg
  • Fertiliser & soil amendments per bag
  • Crop protection per litre
  • Animal feed & veterinary per bag
  • Irrigation & greenhouse kit per unit

Sell your harvest

  • Produce offtake contracts per tonne
  • Same-day spot market per crate
  • Cold chain & storage per day
  • Grading & certification per consignment

Livestock

  • Cattle, goats & sheep per head
  • Poultry & day-old chicks per bird
  • Fish & aquaculture per kg
  • Veterinary call-out per visit

Machinery & land

  • Tractor & implement hire per acre
  • Harvester hire per acre
  • Drone spraying & mapping per acre
  • Agricultural land listings per listing

Agri-finance & advisory

  • Input credit against harvest per loan
  • Weather-index crop insurance per season
  • Agronomist advisory per session
  • Market price alerts per month

How Zuma Agriculture works

From input to offtake, with credit and logistics in the same app.

  1. 1
    Farmer states crop, acreage and season customer

    Sets up the input basket and expected harvest window.

    ⚙ Farm profile created; agronomic calendar generated

  2. 2
    Match inputs and credit zuma

    Verified suppliers nearby, with input credit repayable at harvest.

    ⚙ Supplier match by distance; credit offer from farm-cycle score

  3. 3
    Deliver to the farm gate provider

    Zuma Logistics handles last-mile to rural addresses.

    ⚙ Rural routing, delivery confirmed by farmer OTP

  4. 4
    List the harvest customer

    Grade, quantity and location; buyers bid or an offtake contract triggers.

    ⚙ Spot listing or contract execution; escrow opened

  5. 5
    Move, pay and close the loop zuma

    Cold chain where needed, payment on grading, credit netted off.

    ⚙ Escrow release net of input credit; score updated

Common questions

Is Zuma Agriculture available in Nigeria?

Yes. Zuma Agriculture is live in Nigeria and you can use it from the Zuma app or this website.

How do I pay for Zuma Agriculture in Nigeria?

With OPay, PalmPay, Moniepoint, Bank transfer, Card and USSD, or from your Zuma Wallet balance. Everything is priced in NGN.

What does Zuma Agriculture cover?

Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.

Is Zuma regulated in Nigeria?

Zuma's payment operations in Nigeria fall under Central Bank of Nigeria (CBN). Our current licensing status per market is listed on the Trust page.

Related Zuma services in Nigeria

🛍️Zuma Commerce 🚙Zuma Automotives

Zuma Agriculture in other markets

🇧🇮Burundi 🇰🇲Comoros 🇩🇯Djibouti 🇪🇷Eritrea 🇪🇹Ethiopia 🇬🇭Ghana 🇰🇪Kenya 🇲🇬Madagascar