🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Tanzania — repaid automatically from your wallet.

Finance Loans Lenders Wallet

⚡ Zuma Escrow Tanzania Zuma Escrow pool · pool TZS 100,775,190

The Zuma-operated lending pool for Tanzania. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 604,650 Zuma Business Boost · 4.5% /month · up to 2,015,500 Zuma School Fees · 3.5% /month · up to 1,209,300

Zuma Escrow

Zuma School Fees

Zuma Escrow Tanzania · Nationwide · ★ 4.8

3.5% /month

TZS 100,780 – 1,209,300 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 403,100Apply

Zuma Escrow

Zuma Business Boost

Zuma Escrow Tanzania · Nationwide · ★ 4.8

4.5% /month

TZS 100,780 – 2,015,500 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply

Zuma Escrow

Zuma Instant

Zuma Escrow Tanzania · Nationwide · ★ 4.8

6.0% /month

TZS 10,080 – 604,650 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 201,550Apply

SACCO

Member Loan

Dodoma Community SACCO · Dodoma · ★ 4.3

1.2% /month

TZS 20,160 – 4,031,010 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 302,330Apply

SACCO

Member Loan

Dar es Salaam Community SACCO · Dar es Salaam · ★ 4.9

1.2% /month

TZS 20,160 – 4,031,010 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 302,330Apply

SACCO

Member Loan

Arusha Community SACCO · Arusha · ★ 4.7

1.2% /month

TZS 20,160 – 4,031,010 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 302,330Apply

SACCO

Member Loan

Mwanza Community SACCO · Mwanza · ★ 3.9

1.2% /month

TZS 20,160 – 4,031,010 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 302,330Apply

SACCO

Member Loan

Zanzibar City Community SACCO · Zanzibar City · ★ 4.4

1.2% /month

TZS 20,160 – 4,031,010 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 302,330Apply

SACCO

Member Loan

Mbeya Community SACCO · Mbeya · ★ 4.4

1.2% /month

TZS 20,160 – 4,031,010 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 302,330Apply

SACCO