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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Rwanda — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Rwanda Zuma Escrow pool · pool RWF 50,387,600

The Zuma-operated lending pool for Rwanda. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 302,330Zuma Business Boost · 4.5% /month · up to 1,007,750Zuma School Fees · 3.5% /month · up to 604,650
Microfinance

Salary Advance

Kigali Microfinance · Kigali · ★ 4.8
5.0% flat
RWF 10,080 – 503,880 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 201,550Apply
Microfinance

Salary Advance

Butare Microfinance · Butare · ★ 4.4
5.0% flat
RWF 10,080 – 503,880 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 201,550Apply
Microfinance

Salary Advance

Gisenyi Microfinance · Gisenyi · ★ 4.6
5.0% flat
RWF 10,080 – 503,880 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 201,550Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.