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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Morocco — repaid automatically from your wallet.

⚡ Zuma Escrow Morocco Zuma Escrow pool · pool MAD 383,720

The Zuma-operated lending pool for Morocco. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 2,300Zuma Business Boost · 4.5% /month · up to 7,670Zuma School Fees · 3.5% /month · up to 4,600
Microfinance

Salary Advance

Rabat Microfinance · Rabat · ★ 4.6
5.0% flat
MAD 77 – 3,840 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 1,530Apply
Microfinance

Salary Advance

Casablanca Microfinance · Casablanca · ★ 4.6
5.0% flat
MAD 77 – 3,840 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 1,530Apply
Microfinance

Salary Advance

Marrakesh Microfinance · Marrakesh · ★ 4.6
5.0% flat
MAD 77 – 3,840 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 1,530Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.