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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Morocco — repaid automatically from your wallet.

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⚡ Zuma Escrow Morocco Zuma Escrow pool · pool MAD 383,720

The Zuma-operated lending pool for Morocco. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 2,300Zuma Business Boost · 4.5% /month · up to 7,670Zuma School Fees · 3.5% /month · up to 4,600
Zuma Escrow

Zuma School Fees

Zuma Escrow Morocco · Nationwide · ★ 4.8
3.5% /month
MAD 380 – 4,600 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,530Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Morocco · Nationwide · ★ 4.8
4.5% /month
MAD 380 – 7,670 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Morocco · Nationwide · ★ 4.8
6.0% /month
MAD 38 – 2,300 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 770Apply
SACCO

Member Loan

Rabat Community SACCO · Rabat · ★ 3.8
1.2% /month
MAD 77 – 15,350 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,150Apply
SACCO

Member Loan

Casablanca Community SACCO · Casablanca · ★ 4.2
1.2% /month
MAD 77 – 15,350 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,150Apply
SACCO

Member Loan

Marrakesh Community SACCO · Marrakesh · ★ 4.3
1.2% /month
MAD 77 – 15,350 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,150Apply
SACCO

Agri Input Loan

Rabat Community SACCO · Rabat · ★ 3.8
1.5% /month
MAD 380 – 11,510 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Casablanca Community SACCO · Casablanca · ★ 4.2
1.5% /month
MAD 380 – 11,510 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Marrakesh Community SACCO · Marrakesh · ★ 4.3
1.5% /month
MAD 380 – 11,510 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Rabat Community SACCO · Rabat · ★ 3.8
2.0% /month
MAD 38 – 2,300 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 770Apply
SACCO

Emergency Loan

Casablanca Community SACCO · Casablanca · ★ 4.2
2.0% /month
MAD 38 – 2,300 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 770Apply
SACCO

Emergency Loan

Marrakesh Community SACCO · Marrakesh · ★ 4.3
2.0% /month
MAD 38 – 2,300 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 770Apply
Microfinance

Asset Finance

Rabat Microfinance · Rabat · ★ 4.6
2.2% /month
MAD 1,530 – 76,740 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Casablanca Microfinance · Casablanca · ★ 4.6
2.2% /month
MAD 1,530 – 76,740 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Marrakesh Microfinance · Marrakesh · ★ 4.6
2.2% /month
MAD 1,530 – 76,740 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Rabat Microfinance · Rabat · ★ 4.6
3.0% /month
MAD 380 – 38,370 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Casablanca Microfinance · Casablanca · ★ 4.6
3.0% /month
MAD 380 – 38,370 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Marrakesh Microfinance · Marrakesh · ★ 4.6
3.0% /month
MAD 380 – 38,370 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.