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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Guinea — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Guinea Zuma Escrow pool · pool GNF 333,333,330

The Zuma-operated lending pool for Guinea. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 2,000,000Zuma Business Boost · 4.5% /month · up to 6,666,670Zuma School Fees · 3.5% /month · up to 4,000,000
Zuma Escrow

Zuma School Fees

Zuma Escrow Guinea · Nationwide · ★ 4.8
3.5% /month
GNF 333,330 – 4,000,000 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,333,330Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Guinea · Nationwide · ★ 4.8
4.5% /month
GNF 333,330 – 6,666,670 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Guinea · Nationwide · ★ 4.8
6.0% /month
GNF 33,330 – 2,000,000 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 666,670Apply
SACCO

Member Loan

Conakry Community SACCO · Conakry · ★ 4.6
1.2% /month
GNF 66,670 – 13,333,330 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,000,000Apply
SACCO

Agri Input Loan

Conakry Community SACCO · Conakry · ★ 4.6
1.5% /month
GNF 333,330 – 10,000,000 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Conakry Community SACCO · Conakry · ★ 4.6
2.0% /month
GNF 33,330 – 2,000,000 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 666,670Apply
Microfinance

Asset Finance

Conakry Microfinance · Conakry · ★ 4.3
2.2% /month
GNF 1,333,330 – 66,666,670 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Conakry Microfinance · Conakry · ★ 4.3
3.0% /month
GNF 333,330 – 33,333,330 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Conakry Microfinance · Conakry · ★ 4.3
5.0% flat
GNF 66,670 – 3,333,330 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 1,333,330Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.