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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Egypt — repaid automatically from your wallet.

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⚡ Zuma Escrow Egypt Zuma Escrow pool · pool EGP 1,879,840

The Zuma-operated lending pool for Egypt. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 11,280Zuma Business Boost · 4.5% /month · up to 37,600Zuma School Fees · 3.5% /month · up to 22,560
Zuma Escrow

Zuma School Fees

Zuma Escrow Egypt · Nationwide · ★ 4.8
3.5% /month
EGP 1,880 – 22,560 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 7,520Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Egypt · Nationwide · ★ 4.8
4.5% /month
EGP 1,880 – 37,600 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Egypt · Nationwide · ★ 4.8
6.0% /month
EGP 190 – 11,280 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 3,760Apply
SACCO

Member Loan

Cairo Community SACCO · Cairo · ★ 4.9
1.2% /month
EGP 380 – 75,190 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 5,640Apply
SACCO

Member Loan

Alexandria Community SACCO · Alexandria · ★ 3.8
1.2% /month
EGP 380 – 75,190 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 5,640Apply
SACCO

Member Loan

Giza Community SACCO · Giza · ★ 4.4
1.2% /month
EGP 380 – 75,190 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 5,640Apply
SACCO

Member Loan

Port Said Community SACCO · Port Said · ★ 4.7
1.2% /month
EGP 380 – 75,190 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 5,640Apply
SACCO

Member Loan

Luxor Community SACCO · Luxor · ★ 4.6
1.2% /month
EGP 380 – 75,190 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 5,640Apply
SACCO

Agri Input Loan

Cairo Community SACCO · Cairo · ★ 4.9
1.5% /month
EGP 1,880 – 56,400 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Alexandria Community SACCO · Alexandria · ★ 3.8
1.5% /month
EGP 1,880 – 56,400 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Giza Community SACCO · Giza · ★ 4.4
1.5% /month
EGP 1,880 – 56,400 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Port Said Community SACCO · Port Said · ★ 4.7
1.5% /month
EGP 1,880 – 56,400 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Luxor Community SACCO · Luxor · ★ 4.6
1.5% /month
EGP 1,880 – 56,400 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Cairo Community SACCO · Cairo · ★ 4.9
2.0% /month
EGP 190 – 11,280 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 3,760Apply
SACCO

Emergency Loan

Alexandria Community SACCO · Alexandria · ★ 3.8
2.0% /month
EGP 190 – 11,280 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 3,760Apply
SACCO

Emergency Loan

Giza Community SACCO · Giza · ★ 4.4
2.0% /month
EGP 190 – 11,280 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 3,760Apply
SACCO

Emergency Loan

Port Said Community SACCO · Port Said · ★ 4.7
2.0% /month
EGP 190 – 11,280 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 3,760Apply
SACCO

Emergency Loan

Luxor Community SACCO · Luxor · ★ 4.6
2.0% /month
EGP 190 – 11,280 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 3,760Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.