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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in DR Congo — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow DR Congo Zuma Escrow pool · pool CDF 108,527,130

The Zuma-operated lending pool for DR Congo. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 651,160Zuma Business Boost · 4.5% /month · up to 2,170,540Zuma School Fees · 3.5% /month · up to 1,302,330
Microfinance

Salary Advance

Kinshasa Microfinance · Kinshasa · ★ 4.6
5.0% flat
CDF 21,710 – 1,085,270 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 434,110Apply
Microfinance

Salary Advance

Lubumbashi Microfinance · Lubumbashi · ★ 4.1
5.0% flat
CDF 21,710 – 1,085,270 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 434,110Apply
Microfinance

Salary Advance

Goma Microfinance · Goma · ★ 4.1
5.0% flat
CDF 21,710 – 1,085,270 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 434,110Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.