Zuma is live in: All markets →

🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Burundi — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Burundi Zuma Escrow pool · pool BIF 112,403,100

The Zuma-operated lending pool for Burundi. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 674,420Zuma Business Boost · 4.5% /month · up to 2,248,060Zuma School Fees · 3.5% /month · up to 1,348,840
Zuma Escrow

Zuma School Fees

Zuma Escrow Burundi · Nationwide · ★ 4.8
3.5% /month
BIF 112,400 – 1,348,840 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 449,610Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Burundi · Nationwide · ★ 4.8
4.5% /month
BIF 112,400 – 2,248,060 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Burundi · Nationwide · ★ 4.8
6.0% /month
BIF 11,240 – 674,420 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 224,810Apply
SACCO

Member Loan

Gitega Community SACCO · Gitega · ★ 4.5
1.2% /month
BIF 22,480 – 4,496,120 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 337,210Apply
SACCO

Member Loan

Bujumbura Community SACCO · Bujumbura · ★ 4.2
1.2% /month
BIF 22,480 – 4,496,120 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 337,210Apply
SACCO

Agri Input Loan

Gitega Community SACCO · Gitega · ★ 4.5
1.5% /month
BIF 112,400 – 3,372,090 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Bujumbura Community SACCO · Bujumbura · ★ 4.2
1.5% /month
BIF 112,400 – 3,372,090 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Gitega Community SACCO · Gitega · ★ 4.5
2.0% /month
BIF 11,240 – 674,420 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 224,810Apply
SACCO

Emergency Loan

Bujumbura Community SACCO · Bujumbura · ★ 4.2
2.0% /month
BIF 11,240 – 674,420 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 224,810Apply
Microfinance

Asset Finance

Gitega Microfinance · Gitega · ★ 4.3
2.2% /month
BIF 449,610 – 22,480,620 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Bujumbura Microfinance · Bujumbura · ★ 4.0
2.2% /month
BIF 449,610 – 22,480,620 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Gitega Microfinance · Gitega · ★ 4.3
3.0% /month
BIF 112,400 – 11,240,310 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Bujumbura Microfinance · Bujumbura · ★ 4.0
3.0% /month
BIF 112,400 – 11,240,310 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Gitega Microfinance · Gitega · ★ 4.3
5.0% flat
BIF 22,480 – 1,124,030 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 449,610Apply
Microfinance

Salary Advance

Bujumbura Microfinance · Bujumbura · ★ 4.0
5.0% flat
BIF 22,480 – 1,124,030 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 449,610Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.