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From input to offtake, with credit and logistics in the same app. Live across Kisumu and priced in KES.
Everything is priced in KES (KSh). No foreign card required.
Payments in this market fall under Central Bank of Kenya (CBK). See our licensing status →
Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.
From input to offtake, with credit and logistics in the same app.
Sets up the input basket and expected harvest window.
⚙ Farm profile created; agronomic calendar generated
Verified suppliers nearby, with input credit repayable at harvest.
⚙ Supplier match by distance; credit offer from farm-cycle score
Zuma Logistics handles last-mile to rural addresses.
⚙ Rural routing, delivery confirmed by farmer OTP
Grade, quantity and location; buyers bid or an offtake contract triggers.
⚙ Spot listing or contract execution; escrow opened
Cold chain where needed, payment on grading, credit netted off.
⚙ Escrow release net of input credit; score updated
Yes. Zuma Agriculture is live in Kisumu and you can use it from the Zuma app or this website.
With M-Pesa, Airtel Money, Card and Bank transfer, or from your Zuma Wallet balance. Everything is priced in KES.
Farm inputs, produce offtake, machinery, livestock and agri-finance. Retail groceries are Zuma Commerce.
Zuma's payment operations in Kenya fall under Central Bank of Kenya (CBK). Our current licensing status per market is listed on the Trust page.